Choose a Carrier

All of our Quick Submit Carriers are well known, highly rated companies offering competitive term life insurance rates but occasionally it may be important to consider one over another for the best possible outcome and here are a few examples of where this is appropriate/important:

Quick Submit – Client Risk Questionnaire In order to determine the appropriate carrier, it is important to prescreen prior to submission.

 

Things to Consider

Alternate Tobacco or Health Issues

Which Carrier Should I Use?

Prudential

Important Notes

Is Conversion a Priority?

Principal, Prudential, United of Omaha

 

Accelerated Underwriting

Banner

Ages 20-50, $100,000-$500,000, Standard Plus and better can qualify.  If they qualify, no exams or APS required.   Not available in AK, CT, and HI.  No Pre-qualification required.

Accelerated Underwriting

Lincoln

Insured can be eligible for Lab-free underwriting which could result in elimination of exam. Checklist link  No Pre-qualification required.

Accelerated Underwriting

Principal

Pre-qualification required. Checklist link. $50,000 -$1M, Ages 18-60. Preferred and Super Preferred risks only. If they qualify, no exams or APS required.