Choose a Carrier
All of our Quick Submit Carriers are well known, highly rated companies offering competitive term life insurance rates but occasionally it may be important to consider one over another for the best possible outcome and here are a few examples of where this is appropriate/important:
Quick Submit – Client Risk Questionnaire – In order to determine the appropriate carrier, it is important to prescreen prior to submission.
Things to Consider
Alternate Tobacco or Health Issues
Which Carrier Should I Use?
Prudential
Important Notes
Is Conversion a Priority?
Principal, Prudential, United of Omaha
Accelerated Underwriting
Banner
Ages 20-50, $100,000-$500,000, Standard Plus and better can qualify. If they qualify, no exams or APS required. Not available in AK, CT, and HI. No Pre-qualification required.
Accelerated Underwriting
Lincoln
Insured can be eligible for Lab-free underwriting which could result in elimination of exam. Checklist link No Pre-qualification required.
Accelerated Underwriting
Principal
Pre-qualification required. Checklist link. $50,000 -$1M, Ages 18-60. Preferred and Super Preferred risks only. If they qualify, no exams or APS required.